We have completed our first year of deliberate and continuous investing. Beginning in December 2024, we started accumulating one of the businesses in our portfolio and continued buying through the market decline into March 2025, eventually allowing the position to reach a substantial—at one point complete—share of the portfolio. Such concentration can appear imprudent at…

My first engagement with equity markets began in 2018. I do not clearly recall how I was introduced—most likely through a recommendation from a colleague. I opened a Zerodha account, read material on Zerodha Varsity covering fundamental and technical analysis, learned a few basic ratios, and began investing. Cultural conditioning plays a larger role in…